Terms of Service

This website and the services described here (the "Services") are provided by 7 Figures Consultant LLC ("7 Figures Funding," "we," "us," or "our"). These Terms of Service ("Terms") govern your access to and use of:

• Sites & Apps: 7Figures.com, 7FiguresFunding.com, 7figurespartners.com, myfigures.com, 7figures.app, FundingCEOAcademy.com, FCEOAcademy.com, 7FiguresConsultant.com, fundmydeal.com, Marveloushomesinc.com, and related subdomains or pages;
• Partner Portal: portal.7figurespartners.com;
• SaaS Products: Funding Machine SaaS and the My Figures platform; and
• Any content, trainings, events, or features we make available.

By accessing or using any portion of the Services, you agree to these Terms, our Privacy Policy, and any service-specific terms or order forms. If you do not agree, do not use the Services.

Age Requirement: The Services are intended for users 18+ in the United States.

We may update these Terms at any time. The "Effective Date" above will reflect the latest version. Your continued use after changes become effective constitutes acceptance of the updated Terms.

We provide business funding consulting, software tools, education, and referral introductions. We are not a lender, do not make credit decisions, and do not act as a broker of record. Funding decisions are made solely by third-party providers. You are responsible for your use of any capital obtained and for your compliance with applicable laws (including but not limited to FCRA, GLBA, Reg Z, and state consumer protection laws) when using any data or tools.

• You must provide accurate registration information and keep it current.
• You are responsible for maintaining the confidentiality of your credentials and for all activity under your account.
• We may require multi-factor authentication (e.g., SMS OTP) and periodic password resets.
• We may suspend or terminate accounts for suspected abuse, fraud, or violations of these Terms.

My Figures Account Creation. When you apply for funding via 7Figures.com, we create a free basic My Figures account for you to view credit, cash flow, and financial-health information. Use of My Figures is part of these Terms.

Subject to these Terms and your timely payment of applicable fees, we grant you a limited, revocable, non-exclusive, non-transferable license to access and use the SaaS products solely for your internal business purposes. You will not: (i) copy, modify, translate, or create derivative works; (ii) reverse engineer or attempt to extract source code; (iii) circumvent technical limitations or security; (iv) resell, sublicense, or provide the Services to third parties except as expressly permitted in a written partner agreement.

We may update or modify features from time to time. We do not guarantee uninterrupted availability, specific outcomes, or compatibility with any particular third-party service.

Approved partners may receive a unique referral link and access the Partner Portal dashboard showing limited data about their referred clients (e.g., client name, email, phone, underwriting status based on our internal assessment, estimated leverage/utilization, appointment dates, amounts paid by client, and funding amounts obtained). This information is provided solely to enable accurate referral tracking and commission calculation.

Confidentiality & Use Restrictions. Partner access to client information is confidential. Partners may not copy, scrape, download, repurpose, disclose, or monetize such data outside the referral relationship; may not solicit referred clients for competing services; and must comply with all applicable laws (e.g., TCPA for texts/calls, CAN-SPAM for email).

Commissions & Payouts. Commissions are paid on Fridays for commissions earned through the preceding Tuesday at 11:59 PM MST. On first commission, partners receive an invitation to onboard to Everee; payout will occur within seven (7) days of successful Everee setup. If a partner does not set up Everee within six (6) months of invitation, unpaid commissions are forfeited. We may offset or reverse commissions in cases of refunds, clawbacks, chargebacks, fraud, or error.

Client Discount Option. Partners may request a client discount up to the amount of the partner's commission; the discount reduces or eliminates the corresponding commission. All discount requests must be approved by 7 Figures Funding.

Partner participation is also governed by the 7 Figures Partner Terms (including Utah law, venue, and dispute provisions). In case of conflict, a signed partner agreement (if any) controls for partner-specific terms.

• Fees are due as stated at purchase or in your order form. You authorize us and our processors (e.g., Stripe, NMI, Everee for partners) to charge your provided payment method.
• All sales are final once services are delivered or software access is granted; no refunds or chargebacks will be accepted.
• Exception: If a client pays us and a lender subsequently pulls (rescinds) an offer on which we received commissions, we will provide a refund if the client provides documentation of rejection or denial after initial approval. We reserve the right to verify with the lender and to deduct any non-recoverable third-party costs.
• You agree not to initiate chargebacks to avoid these Terms. Unwarranted chargebacks may result in suspension and collections of outstanding balances, including recovery costs.

You will not use the Services to:

• violate any law or third-party rights;
• misrepresent identity, financials, or application information; or engage in fraud;
• harvest, scrape, or attempt to access data without authorization;
• interfere with security, integrity, rate limits, or availability of the Services;
• upload malware, spam, or harmful code; or
• publish deceptive or unsubstantiated marketing claims (e.g., "guaranteed approval," "instant approval," or unqualified "best" claims).

Your use of the Services is subject to our Privacy Policy. By providing your contact information, you consent to receive transactional emails, calls, and SMS/MMS messages about your account and Services (message/data rates may apply). For marketing texts, we obtain your express consent where required. You can opt out of marketing texts by replying STOP.

All Sites, software, training materials, videos, text, images, logos, and other content are owned by us or our licensors and are protected by intellectual property laws. We grant you a limited license to access the Services for your personal or internal business use as permitted by these Terms. You may not reproduce, distribute, publicly display, create derivative works, frame, or mirror any part of the Services without our prior written consent.

If you submit content (e.g., reviews, feedback), you represent that you have the right to do so and you grant us a worldwide, royalty-free, irrevocable, perpetual license to use, reproduce, and display such content in connection with the Services and our business.

The Services, content, and any third-party links are provided "as is" and "as available." We disclaim all warranties, express or implied, including any warranties of merchantability, fitness for a particular purpose, title, and non-infringement. We do not warrant that the Services will be uninterrupted, error-free, or free of harmful components, or that any funding will be approved.

Funding Independence & Responsible Use. We are independent from any third-party who may have referred you. Once funding is disbursed, how you use funds is your decision. We recommend prudent, revenue-focused deployment and consultation with professional advisors.

No Professional Advice. Information provided is for educational purposes only and does not constitute financial, legal, tax, or investment advice.

To the maximum extent permitted by law, in no event shall we or our affiliates be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or any loss of profits, revenue, data, or business, even if advised of the possibility. Our total cumulative liability for any claims arising out of or relating to the Services shall not exceed the amounts you paid to us for the Services during the six (6) months immediately preceding the event giving rise to liability (or one hundred dollars ($100) if no fees were paid).

This Agreement will be governed by the laws of the State of Utah, in the county of Utah, without regard to conflict of laws principles. Any dispute, controversy, or claim arising from or relating to this Agreement must be resolved by binding individual arbitration in Utah, unless otherwise required by law. You waive the right to participate in any class action or class-wide proceeding.

Before filing, the parties will attempt in good faith to resolve disputes informally within 30 days after written notice. If not resolved, either party may commence arbitration (e.g., under the AAA rules). Notwithstanding the foregoing, either party may seek injunctive or equitable relief in a court of competent jurisdiction to prevent unauthorized use or disclosure of confidential information or IP.

We may suspend or terminate your access to the Services (or any portion) immediately for violations of these Terms, non-payment, suspected fraud, or risk to the Services or users. Upon termination, your license rights cease and you must stop using the Services. Sections intended to survive (including, without limitation, Fees/Refunds, IP, Disclaimers, Limitation of Liability, Governing Law/Arbitration, and Partner confidentiality) shall survive termination.

The Services may depend on or link to third-party services (e.g., banks, bureaus, analytics, Everee, Stripe, NMI, Intercom, Zoho). We do not control third-party services and are not responsible for their content or practices. Your use of third-party services is subject to their terms and privacy policies.

• Entire Agreement. These Terms, the Privacy Policy, and any signed order or partner agreement constitute the entire agreement and supersede prior agreements related to the Services.
• Assignment. You may not assign or transfer these Terms without our written consent. We may assign to an affiliate or in connection with a merger, acquisition, or sale.
• Severability. If any provision is unlawful or unenforceable, the remaining provisions remain in full force.
• No Waiver. Failure to enforce any provision is not a waiver of future enforcement.
• Notices. We may provide notices via email, in-product messages, or posting on our Sites. You may contact us at info@7figures.com.