Product catalog
Eleven products across two lanes.
Seven business products, four real estate products. 9 of them are offered by more than one partner, which is why the pre-qualification form shows you every match instead of picking one for you.
Business funding
Mostly unsecured
Five of these seven require no collateral. Equipment financing is secured by the asset, and SBA is partially guaranteed by the government.
Personal & Start-Up Term Loan
Unsecured term funding based on personal credit, available before the business has revenue history.
- Amount
- $20,000 to $500,000
- Term
- 1 to 5 years
- Typical credit
- 700 typical, 650 floor
- Speed
- As fast as 24 hours
0% Business & Personal Credit Cards
Stacked credit-card approvals carrying a 0% introductory period, with no collateral.
- Amount
- Up to approximately $150,000
- Term
- 0% for 6 to 24 months
- Typical credit
- 680
- Speed
- Days
Revenue-Based Funding
Capital priced against monthly deposits, with repayment that tracks sales volume.
- Amount
- $20,000 to $50,000,000
- Term
- 3 to 18 months
- Typical credit
- 580, and some programs have no minimum
- Speed
- As fast as 24 hours
Business Term Loan
Fixed-term business funding with the widest credit box of the unsecured products.
- Amount
- $10,000 to $10,000,000
- Term
- 2 to 10 years
- Typical credit
- 500 to 680 depending on the program
- Speed
- As fast as 24 hours
Business Line of Credit
Revolving credit you draw against as needed, with interest on the drawn balance only.
- Amount
- $5,000 to $5,000,000
- Term
- 6, 9, or 12 month draw cycles
- Typical credit
- 550 to 700 depending on the program
- Speed
- Same day on qualified files
Equipment Financing
Financing secured by the equipment itself, which keeps the credit requirement low.
- Amount
- $20,000 to $5,000,000
- Term
- 1 to 5 years
- Typical credit
- 580
- Speed
- 1 to 2 days
SBA 7(a) Loan
The lowest-cost, longest-term option, and by a wide margin the slowest and hardest to obtain.
- Amount
- $250,000 to $5,000,000
- Term
- 5 to 25 years
- Typical credit
- 680 to 700
- Speed
- 1 to 3 months
Real estate funding
All secured by the property
Underwriting looks at the asset and the plan. Foreign nationals are eligible on most of these programs.
Fix & Flip / Bridge
Short-term capital secured by the property, sized against purchase price and rehab budget.
- Amount
- $75,000 to $50,000,000
- Term
- 6 to 24 months
- Typical credit
- 660 to 670
- Speed
- Days rather than weeks
Ground-Up Construction
Construction financing released in draws, priced against total project cost.
- Amount
- $75,000 to $5,000,000
- Term
- 6 to 24 months
- Typical credit
- 680
- Speed
- Weeks, subject to budget review
DSCR Rental
Long-term rental financing qualified on the property's rent, not your tax returns.
- Amount
- $75,000 to $50,000,000
- Term
- 5 to 30 years
- Typical credit
- 670
- Speed
- Weeks
Commercial Property Mortgage
Long-term financing on commercial assets, from small mixed-use up to institutional size.
- Amount
- $100,000 to $50,000,000
- Term
- 5 to 30 years
- Typical credit
- Quoted per file
- Speed
- Weeks
Read this first
- We are not a direct lender or bank. We assist with applications, consulting, and credit strategies.
- Approvals are not guaranteed and are subject to bank or issuer decision.
Submitting your funding request will not impact your personal credit score. If you choose to proceed with an offer, certain funding options may require a hard credit inquiry, which the partner discloses and you authorize before it happens. We do not provide legal, tax, or financial advice. Please consult a licensed professional for personalized guidance. Full disclosures.
Not sure which product fits?
Answer the pre-qualification questions once and see every product and partner your profile matches.