Business funding · Business Line of Credit (BLOC)
Draw what you need, when you need it.
A line sits open and costs nothing until you use it. Pay the balance down and the capacity returns, without reapplying for each purchase. It is the right shape for recurring, uneven needs rather than a single large purchase.
Funding partners in our network
- Loanable
- PFG
- NLC / Loan Funder
- Funding Vault
- 7 Figures
- Lexington
- AdvisorHub
We introduce applicants to these partners. They make every credit decision. See the full directory.
Lender guidelines
What partners publish for this product
- Amount
- $5,000 to $5,000,000
- Term
- 6, 9, or 12 month draw cycles
- Typical credit
- 550 to 700 depending on the program
- Time in business
- 2 to 3 years
- Revenue
- $20,000 to $25,000 per month
- Typical speed
- Same day on qualified files
- Collateral
- No collateral pledged.
These are partner lender guidelines, not offers. Approvals, amounts, rates, and terms are determined solely by the funding partner and are not guaranteed. Results vary and depend on credit, income, and lender approval. Not typical results.
Business Line of Credit
Compare 2 partners in one step
Answer the pre-qualification questions once and see each of these partners side by side, with the differences spelled out.
- No credit pull to see your matches
- No fee charged to applicants
- You choose the partner, not us
Questions first? Call (209) 541-4065, Mon to Fri, 8:00am to 6:00pm ET.
Why this product
What it does well
Interest on what you draw
An unused line carries no interest cost.
Reusable capacity
Pay down and draw again without a new application.
Fast access once open
Qualified files can see same-day availability.
Fit
Best for
- Businesses two or more years in with steady revenue
- Seasonal inventory swings
- Recurring short-term gaps rather than one-off purchases
Uses
Common use cases
- Stocking inventory before a busy season
- Bridging payroll timing
- Mobilizing on a job before the first draw clears
Partners
Every partner that offers this product
They are not interchangeable. Compare how they differ, then choose where to apply.
Loanable
Loanable (Nextgen Capital Solutions)
One application, 100+ lenders, funding as fast as 24 hours.
Full marketplace covering both business and real estate products.
Opens Loanable's own application. They underwrite the file and set every term.
Funding Vault
Funding Vault / Impruvu
Broad marketplace across business and real estate.
Broad business and real estate marketplace: lines of credit, revenue-based funding, hard money, commercial, and DSCR.
Opens Funding Vault's own application. They underwrite the file and set every term.
Not sure which one fits? Run the pre-qualification form and we will show you only the partners your profile matches.
FAQ
Questions about this product
Read this first
- We are not a direct lender or bank. We assist with applications, consulting, and credit strategies.
- Approvals are not guaranteed and are subject to bank or issuer decision.
Submitting your funding request will not impact your personal credit score. If you choose to proceed with an offer, certain funding options may require a hard credit inquiry, which the partner discloses and you authorize before it happens. We do not provide legal, tax, or financial advice. Please consult a licensed professional for personalized guidance. Full disclosures.
See what you qualify for
A few questions, no documents, no credit pull. You get every option your profile matches, not just this one.