Business funding · Short-Term Business Loan
A smaller amount, cleared inside a year.
This sits between a line of credit and a multi-year term loan: a fixed amount from $5,000, repaid over six to twelve months. The short term holds total interest down and pushes the monthly payment up, so it suits a need that pays for itself quickly.
Funding partners in our network
- Loanable
- PFG
- Funding Vault
- 7 Figures
We introduce applicants to these partners. They make every credit decision. See the full directory.
Lender guidelines
What partners publish for this product
- Amount
- $5,000 to $100,000
- Term
- 6 to 12 months
- Typical credit
- Quoted per file
- Time in business
- Quoted per file
- Revenue
- Quoted per file
- Typical speed
- Set by the partner
- Collateral
- No collateral pledged.
A twelve-month payback makes the monthly payment large relative to the amount borrowed. Compare the total cost against a longer term loan before proceeding.
These are partner lender guidelines, not offers. Approvals, amounts, rates, and terms are determined solely by the funding partner and are not guaranteed. Results vary and depend on credit, income, and lender approval. Not typical results.
Short-Term Business Loan
One partner offers this product
7 Figures is the only partner in our network with this desk, so this product links straight through.
- No credit pull to see your matches
- No fee charged to applicants
- You choose the partner, not us
Questions first? Call (209) 541-4065, Mon to Fri, 8:00am to 6:00pm ET.
Why this product
What it does well
Starts at $5,000
Below the minimum most business term programs will consider.
Short commitment
The balance clears within a year instead of sitting on the books.
No collateral pledged
Structured as unsecured business debt.
Fit
Best for
- Amounts under $100,000 with a payback inside a year
- Owners who want the debt cleared rather than revolving
- Needs too small for most business term lenders to write
Uses
Common use cases
- Buying inventory for a single season
- Covering a payroll gap between contracts
- Replacing equipment that cannot wait on a longer approval
Partners
Who funds this product
This product links straight through, because only one partner in the network offers it.
7 Figures
7 Figures Credit
Funding that starts at $5,000, plus a credit-building program if you are not approval-ready yet.
Business funding from $5,000: 0% credit cards, personal term loans, business lines of credit, short-term loans, SBA, and business-use HELOCs, alongside credit building and credit repair programs.
Opens 7 Figures's own application. They underwrite the file and set every term.
FAQ
Questions about this product
Read this first
- We are not a direct lender or bank. We assist with applications, consulting, and credit strategies.
- Approvals are not guaranteed and are subject to bank or issuer decision.
Submitting your funding request will not impact your personal credit score. If you choose to proceed with an offer, certain funding options may require a hard credit inquiry, which the partner discloses and you authorize before it happens. We do not provide legal, tax, or financial advice. Please consult a licensed professional for personalized guidance. Full disclosures.
See what you qualify for
A few questions, no documents, no credit pull. You get every option your profile matches, not just this one.