Business funding · Business Term Loan
A fixed payment against a fixed term.
The workhorse product. The credit box runs down to 500 on some programs, terms stretch to ten years, and the amount scales from $10,000 to eight figures depending on the file.
Funding partners in our network
- Loanable
- PFG
- NLC / Loan Funder
- Funding Vault
- 7 Figures
- Lexington
- AdvisorHub
We introduce applicants to these partners. They make every credit decision. See the full directory.
Lender guidelines
What partners publish for this product
- Amount
- $10,000 to $10,000,000
- Term
- 2 to 10 years
- Typical credit
- 500 to 680 depending on the program
- Time in business
- 3 months to 2 years
- Revenue
- $20,000+ per month
- Typical speed
- As fast as 24 hours
- Collateral
- No collateral pledged.
These are partner lender guidelines, not offers. Approvals, amounts, rates, and terms are determined solely by the funding partner and are not guaranteed. Results vary and depend on credit, income, and lender approval. Not typical results.
Business Term Loan
Compare 2 partners in one step
Answer the pre-qualification questions once and see each of these partners side by side, with the differences spelled out.
- No credit pull to see your matches
- No fee charged to applicants
- You choose the partner, not us
Questions first? Call (209) 541-4065, Mon to Fri, 8:00am to 6:00pm ET.
Why this product
What it does well
Wide credit box
Some programs consider files starting at a 500 score.
Long amortization
Terms reach ten years, which keeps the payment manageable.
No collateral pledged
Structured as unsecured business debt.
Fit
Best for
- Established businesses with consistent monthly deposits
- Investments that pay back over years rather than months
- Owners who want a predictable payment
Uses
Common use cases
- Funding an expansion or a second location
- Refinancing shorter, costlier balances
- Hiring ahead of a contract
Partners
Every partner that offers this product
They are not interchangeable. Compare how they differ, then choose where to apply.
Loanable
Loanable (Nextgen Capital Solutions)
One application, 100+ lenders, funding as fast as 24 hours.
Full marketplace covering both business and real estate products.
Opens Loanable's own application. They underwrite the file and set every term.
Funding Vault
Funding Vault / Impruvu
Broad marketplace across business and real estate.
Broad business and real estate marketplace: lines of credit, revenue-based funding, hard money, commercial, and DSCR.
Opens Funding Vault's own application. They underwrite the file and set every term.
Not sure which one fits? Run the pre-qualification form and we will show you only the partners your profile matches.
FAQ
Questions about this product
Read this first
- We are not a direct lender or bank. We assist with applications, consulting, and credit strategies.
- Approvals are not guaranteed and are subject to bank or issuer decision.
Submitting your funding request will not impact your personal credit score. If you choose to proceed with an offer, certain funding options may require a hard credit inquiry, which the partner discloses and you authorize before it happens. We do not provide legal, tax, or financial advice. Please consult a licensed professional for personalized guidance. Full disclosures.
See what you qualify for
A few questions, no documents, no credit pull. You get every option your profile matches, not just this one.