Front door 03
Not approval-ready? Fix your credit first, then come back and get funded.
Almost every funding product on this site has a credit floor. If your score sits below the one you need, the honest answer is not a worse loan, it is a few months of repair work. These partners do that work.
- Three independent partners
- Come back and run the form again anytime
- No fee charged by us at any stage
Funding partners in our network
- Loanable
- PFG
- NLC / Loan Funder
- Funding Vault
- 7 Figures
- Lexington
- AdvisorHub
We introduce applicants to these partners. They make every credit decision. See the full directory.
Why it matters
What each score band opens up
These are the minimums our funding partners publish. Moving up one band can change which products are available to you.
- 500
- Business term loans on the widest programs
- 580
- Equipment financing and revenue-based funding
- 650
- Personal and start-up term loans, business lines of credit
- 660 to 670
- Fix and flip, bridge, and DSCR rental loans
- 680
- 0% credit cards, SBA 7(a), ground-up construction
Credit score is one factor among several. Time in business, revenue, and collateral all affect what a partner will consider, and no score guarantees an approval. Results vary and depend on credit, income, and lender approval. Not typical results.
Partners
Credit repair and credit building
Three independent partners. Each runs their own program, sets their own pricing, and discloses their own terms.
7 Figures
7 Figures Credit
Structured credit-building program for applicants who are not approval-ready yet.
Credit building and credit repair programs.
Opens 7 Figures's own application. They underwrite the file and set every term.
Lexington
Lexington Capital Holdings
Credit repair paired with score monitoring so you can track progress month to month.
Credit repair with ongoing score monitoring.
Opens Lexington's own application. They underwrite the file and set every term.
AdvisorHub
AdvisorHub (via Impruvu)
Straightforward credit repair engagement.
Credit repair.
Opens AdvisorHub's own application. They underwrite the file and set every term.
These partners charge for their services and disclose their pricing on their own sites. We do not collect any payment from you, and we do not set their fees.
When you are ready
Run the form again and see what opened up
Pre-qualification is free, takes a few minutes, and places no credit inquiry. There is no limit on how often you can check.
Score bands we ask about
- Below 580
- 580 to 649
- 650 to 679
- 680 to 699
- 700 or above
Read this first
- We are not a direct lender or bank. We assist with applications, consulting, and credit strategies.
- Approvals are not guaranteed and are subject to bank or issuer decision.
Submitting your funding request will not impact your personal credit score. If you choose to proceed with an offer, certain funding options may require a hard credit inquiry, which the partner discloses and you authorize before it happens. We do not provide legal, tax, or financial advice. Please consult a licensed professional for personalized guidance. Full disclosures.
Already funded-ready?
Skip this step and go straight to the funding options your profile matches.