Commercial office building exterior seen from street level

Real estate funding · Commercial Property Mortgage

Long-term debt on income-producing commercial property.

Office, retail, industrial, mixed-use, and larger multifamily. Leverage is more conservative than residential investment lending because the asset carries the loan, and pricing tracks the property's performance.

Funding partners in our network

  • Loanable
  • PFG
  • NLC / Loan Funder
  • Funding Vault
  • 7 Figures
  • Lexington
  • AdvisorHub

We introduce applicants to these partners. They make every credit decision. See the full directory.

Lender guidelines

What partners publish for this product

Secured2 partners offer this
Amount
$100,000 to $50,000,000
Term
5 to 30 years
Rate
6% to 14%
Leverage
50% to 75%
Typical credit
Quoted per file
Time in business
Not applicable
Revenue
Property performance drives the file
Typical speed
Weeks
Collateral
Backed by the asset or property being financed.

Foreign nationals are eligible on most programs.

These are partner lender guidelines, not offers. Approvals, amounts, rates, and terms are determined solely by the funding partner and are not guaranteed. Results vary and depend on credit, income, and lender approval. Not typical results.

Commercial Property Mortgage

Compare 2 partners in one step

Answer the pre-qualification questions once and see each of these partners side by side, with the differences spelled out.

  • No credit pull to see your matches
  • No fee charged to applicants
  • You choose the partner, not us

Questions first? Call (209) 541-4065, Mon to Fri, 8:00am to 6:00pm ET.

Why this product

What it does well

Long amortization

Terms reach 30 years on qualifying assets.

Wide asset acceptance

Office, retail, industrial, mixed-use, and larger multifamily are all in scope.

Foreign nationals eligible

Most programs in this category accept foreign national borrowers.

Fit

Best for

  • Owner-operators buying their own facility
  • Investors acquiring income-producing commercial assets
  • Refinancing maturing commercial debt

Uses

Common use cases

  • Buying the building your business operates out of
  • Acquiring a retail or industrial asset
  • Refinancing a commercial loan approaching maturity

Partners

Every partner that offers this product

They are not interchangeable. Compare how they differ, then choose where to apply.

Loanable

Loanable (Nextgen Capital Solutions)

One application, 100+ lenders, funding as fast as 24 hours.

Full marketplace covering both business and real estate products.

Opens Loanable's own application. They underwrite the file and set every term.

Funding Vault

Funding Vault / Impruvu

Broad marketplace across business and real estate.

Broad business and real estate marketplace: lines of credit, revenue-based funding, hard money, commercial, and DSCR.

Opens Funding Vault's own application. They underwrite the file and set every term.

Not sure which one fits? Run the pre-qualification form and we will show you only the partners your profile matches.

FAQ

Questions about this product

Read this first

  • We are not a direct lender or bank. We assist with applications, consulting, and credit strategies.
  • Approvals are not guaranteed and are subject to bank or issuer decision.

Submitting your funding request will not impact your personal credit score. If you choose to proceed with an offer, certain funding options may require a hard credit inquiry, which the partner discloses and you authorize before it happens. We do not provide legal, tax, or financial advice. Please consult a licensed professional for personalized guidance. Full disclosures.

See what you qualify for

A few questions, no documents, no credit pull. You get every option your profile matches, not just this one.