Real estate funding · Hard Money Bridge, Fix & Flip, and Cash-Out
Short-term money for a property with a defined exit.
Bridge and fix-and-flip lenders underwrite the asset and the plan, not your operating business. Leverage runs up to 80% of value and can reach 100% of cost on experienced files, with the loan repaid at sale or refinance.
Funding partners in our network
- Loanable
- PFG
- NLC / Loan Funder
- Funding Vault
- 7 Figures
- Lexington
- AdvisorHub
We introduce applicants to these partners. They make every credit decision. See the full directory.
Lender guidelines
What partners publish for this product
- Amount
- $75,000 to $50,000,000
- Term
- 6 to 24 months
- Rate
- 8.75% to 14%
- Leverage
- Up to 80% LTV, 90% to 100% LTC
- Typical credit
- 660 to 670
- Time in business
- Not applicable, deal experience is what counts
- Revenue
- Not applicable
- Typical speed
- Days rather than weeks
- Collateral
- Backed by the asset or property being financed.
Foreign nationals are eligible on most programs. Texas and Florida typically price with a haircut to leverage.
These are partner lender guidelines, not offers. Approvals, amounts, rates, and terms are determined solely by the funding partner and are not guaranteed. Results vary and depend on credit, income, and lender approval. Not typical results.
Fix & Flip / Bridge
Compare 3 partners in one step
Answer the pre-qualification questions once and see each of these partners side by side, with the differences spelled out.
- No credit pull to see your matches
- No fee charged to applicants
- You choose the partner, not us
Questions first? Call (209) 541-4065, Mon to Fri, 8:00am to 6:00pm ET.
Why this product
What it does well
High leverage on cost
Experienced operators can reach 90% to 100% of total project cost.
Speed of close
These lenders are built to close in days when the file is clean.
Foreign nationals eligible
Most programs in this category accept foreign national borrowers.
Fit
Best for
- Investors buying, renovating, and reselling
- Acquisitions that need to close faster than a bank allows
- Cash-out against an existing property to fund the next deal
Uses
Common use cases
- Purchasing and renovating a property for resale
- Closing on an auction or off-market deal quickly
- Pulling equity out of a held property to fund the next acquisition
Partners
Every partner that offers this product
They are not interchangeable. Compare how they differ, then choose where to apply.
NLC / Loan Funder
NLC / Loan Funder USA
Real-estate specialist: fastest close, experience-based leverage up to 90% LTC.
Real estate only: fix and flip, bridge, ground-up construction, and DSCR rental loans.
Opens NLC / Loan Funder's own application. They underwrite the file and set every term.
Loanable
Loanable (Nextgen Capital Solutions)
One application, 100+ lenders, funding as fast as 24 hours.
Full marketplace covering both business and real estate products.
Opens Loanable's own application. They underwrite the file and set every term.
Funding Vault
Funding Vault / Impruvu
Broad marketplace across business and real estate.
Broad business and real estate marketplace: lines of credit, revenue-based funding, hard money, commercial, and DSCR.
Opens Funding Vault's own application. They underwrite the file and set every term.
Not sure which one fits? Run the pre-qualification form and we will show you only the partners your profile matches.
FAQ
Questions about this product
Read this first
- We are not a direct lender or bank. We assist with applications, consulting, and credit strategies.
- Approvals are not guaranteed and are subject to bank or issuer decision.
Submitting your funding request will not impact your personal credit score. If you choose to proceed with an offer, certain funding options may require a hard credit inquiry, which the partner discloses and you authorize before it happens. We do not provide legal, tax, or financial advice. Please consult a licensed professional for personalized guidance. Full disclosures.
See what you qualify for
A few questions, no documents, no credit pull. You get every option your profile matches, not just this one.